A política habitacional brasileira a partir de uma perspectiva crítica: a habitação social de mercado em questão.

Abstract

The research offers a retrospective of Brazilian housing policy to explore aspects of financialization in the provision of social housing, based on the Federal Program Minha Casa Minha Vida. More specifically, it deals with the critical analysis of the relationships between the agents involved in housing policy: State and market, analyzed under the factor of financialization. Several factors contributed to the intensification of the dynamics of this segment, including the increase in resources from some public funds (FGTS, SBPE), the increase in financial capital in large companies, and the implementation of the “My house, My life" Program. These factors were decisive for changes in housing provision in the country, especially for this segment of the population in question, a group that can access housing credit, but still needs public subsidies to acquire their housing. This segment is referred to in this work as the social market housing. From a qualitative approach, bibliographic research is mainly used to contextualize and understand the object under study, as well as documentary research to analyze the characteristics of housing production in the urban space of Campina Grande – PB.It was possible to verify that in the city of Campina Grande, the result of production in the scope focused, reproduces the trend already verified at national level, comprising characteristics such as location of enterprises, standardization of these constructions and an intensification of this production in bands 2 and 3, in to the detriment of band 1, where most of the housing deficit is concentrated.