Uma proposta de aplicação da Matemática Financeira no Ensino Médio

Abstract

From the analysis of Financial Mathematics teaching in Brazil and the confirmation that the majority of the Brazilian population deals, in an inefficient way, with financial tran- sactions, we proposed in this work a strategy to approach a kind of Financial Mathematics capable of turning this theme much more meaningful to High School Students. We recal- led the basic concepts of Financial Mathematics, went through the Financial Education in Brazil, discussed the main Amortization Systems practiced in our country with day-by-day examples and, finally, we presented an interesting application in the calculation of car loans, describing the characteristics of Leasing and Personal Credit (CDC). Besides that, we eli- cited the calculations of Total Effective Cost (CET) of a transaction, applying the use of a Financial Calculator.